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Insurance, family business, office building, Norwood
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We have been serving and protecting the Norwood community since the office was opened by Frederick A. Howard in 1938. We pride ourselves in giving our customers the same old fashioned, personalized service today as Fred did back then.

We are a small but progressive agency, which allows us to know our customers and guide them in their insurance needs. We represent companies in both the standard and niche markets. We are licensed in Massachusetts, Rhode Island, and New Hampshire for both personal and commercial lines.

When you call during business hours, one of our staff is always here to answer your questions. Whether you are looking for Personal or Business insurance, we will gladly assist you to secure the right coverage for your needs.

Andrew Howard, Second generation, small business, family business



A lifelong resident of Norwood, Andrew started his career at Howard Insurance in 1974.  The "Big Boss" is here on a part time basis.  

Andrew Howard

Emily Howard Pappas, Agent, Customer Service



Emily joined Howard Insurance in 2015 as the third generation of the Howard family in the office.  You can email her here.

Emily Pappas

Dino Pappas, Agent



Dino joined Howard Insurance in 2011and has been happily assisting both personal and business customers since.  You can email him here.

Dino Pappas


Monday - Thursday




Or by appointment


1163 Washington Street

Norwood, MA 02062



Fax: 781-762-7490


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